Shouldn't an inheritance then be a form
of life after death? Whether the inheritance is physical or moral, we should see in it a
light which will shine brighter or dimmer depending on how we look at it.
Receiving an inheritance creates a
fundamental practical problem. Money, assets that fall from the sky, one would say. Sure.
But the person who leaves the inheritance, be it big or small, has also left a will
stating his or her last wishes. «Last wishes». Words that should make us sigh.
Everything else is secondary. Over their lifetime, some will have accumulated money in
varying amounts. They may have made sacrifices to leave behind their most precious
possessions.
Others will have lived without
sacrificing, spending relatively modest amounts on life insurance and leaving a large
inheritance. In those cases, the heir will have the satisfaction of knowing that the
deceased enjoyed life while not neglecting continuity. How do you see your patrimony? In
other words, how do you see life after your death? Gianni Versace, the famous fashion
designer who died on July 15, 1997, had a life insurance policy worth 21 millions. Versace
was covered under what is called key person insurance. This type of insurance protects a
company from the turmoil created by the disappearance of an employee who plays a key role
in its survival. In other words, an inheritance for continuity. That alone is reason
enough to seek an opinion from a financial planner as to the pertinence of such a policy.
